The latest credit card statistics are in, and they’re alarming. Nearly one in four UK adults is carrying more credit card debt than they can handle. The rapid proliferation of credit cards has caused many in the government to feel that we are becoming a nation of debtors, about to sink under the weight of too many bits of plastic

(read the full story on Moneyeverything.com)

I picked up the above excerpts from the internet and that got me pondering. Our country is heading this way if our Government doesn’t stop all those banks from sending their folks out to grab every shoppers to sign up for a card. You know how the situation is. It is like a war zone out there during weekends when shoppers throng the malls and credit card promoters are like sharks, waiting to grab everyone who passes by.

Credit Card UK has some good articles on how a person can manage their debts wisely if they choose to use the right card for their lifestyle. They also provide a comparison of all the different credit cards available on the market and how each differs. What is good is these articles are written in plain, easy to understand English with no mumbo-jumbo financial lingo to confuse us.

With the rising crimes, snatch thieves, robbers and muggers, one is insane to be out in the street, carrying a stack of cash. So, no doubt credit cards have their bad names, one should own at least own so that we can safely go around cashless.

Of course, if you are lucky, then, you can get a supplementary card and never have to worry about the payment. And if you are generous, get yourself a charity credit cards where the charitable bodies will receive a little bit of donation when you spend. This way, we have less guilt when zapping the cards, no?

*This is a paid review but opinions are my own*