I tell you a story. When I was 21 years old, I felt this liberation that I was an adult and wish to be responsible for my own life. I didn’t want to depend on my siblings nor my mom. So, I lived on my own and endure a lot of hardship. When I got very sick, I had to rot in bed with no foods.

At that time, I realized that our lives are not to be taken for granted. Then, I met this insurance guy who is deadly handsome. It wasn’t because he was selling insurance to me. Rather, he was the ex-bf’s neighbour who gave me a lift from work and we got hooked. So, I got interested in buying a life insurance. As you know, 21 years old are full of idealistic ideas. I do not want to die and let my mom with no money for my funeral expenses.

So, I bought the life insurance and was asked to go for a complete medical check-up. I was very fearful because I wonder what will happened if they found out that I am dying of some terminal diseases. That’s when I wished there is such a thing as no medical exam life insurance. Of course, there really is but the premium will be a lot higher.

Now, if you have aged parents who are thinking of getting Senior Life insurance, they may want to read more about this.