I was driving home today when I notice some men nailing some badly made signboards on the trees lining the way to the racecourse. Usually, this stretch of road is very busy during racing days because all the gamblers and those trying to get lucky and get rich quick use the road to their promised land, the racecourse.

Today, these men were nailing all sort of fast and easy loans, checks exchange and pawnshops contacts. I guess many people are facing financial difficulties and they are seeking these quick financial help.

This is also the timese when commercial collection agencies will come in useful because most companies will have a hard time getting their collections from the debtors.